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Annals of Life Insurance Medicine: Volume 4 by H. W. Kreis (auth.)

By H. W. Kreis (auth.)

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Extra resources for Annals of Life Insurance Medicine: Volume 4

Example text

133, 137, 140, 145. 9. Cf. the work mentioned under [4], p. 141. 10. Society of Actuaries: Impairment Study 1951. New York: Peter F. 12. 11. Cf. the work mentioned under [4], p. 141. 12. , L. M. AXTELL, and S. J. CUTLER: The relative survival rate; a statistical methodology. 6, Washington, 1961, p. 108. 13. : Uber den Zusammenhang zwischen Perioden- und Generationstafeln auf der Sterbeflache. Blatter of the German Actuarial Society, Vol. VII, 1965. H. W. KREIS 46 14. See Impairment Study 1951 mentioned under [10], p.

Classes 1, 2 and 4, which include 70% of the years of observation in respect of substandard risks, show in fact substantially higher mortality ratios in the age group 50-59 than in the other age groups. Within the scope of this study we cannot examine more closely the interrelationship of increasing duration and increasing age. We must therefore content ourselves with pointing out certain empiricaUy established signs of this correlation. 4. Risks from impairment groups The grouping of our impairment code according to the first number gives nine main groups.

Blood pressure values The entry is made in millimetres (mm Hg). Abnormal blood pressures, which affect the rating and are more closely defined, are recorded in the sections for the impairments by means of the respective numbers. 4. Impairments An impairment means any deviation in the present condition (status praesens) of the life assured, his previous diseases (anamnesis) or his family history (heredity) from the norm. 1, the final number 0 is only used if the impairment cannot be more precisely described.

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